MORTGAGE & PROTECTION ADVICE
Experienced whole of market, independent mortgage and protection advisers specialising in first time buyers, homemovers, remortgages, buy to lets, help to buy & personal/mortgage protection.
Joshua Thomas offer mortgage and protection advice for all types of mortgages, with more than 25 years experience in financial services, you’re in safe hands.
We can arrange a discovery call or home visit to discuss your options through our free initial consultation service.
QUALIFIED MORTGAGE & PROTECTION ADVICE
THOMAS - CF1 & CF6 + BSc HONOURS DEGREE
JOSHUA - CEMAP QUALIFIED + BA HONOURS DEGREE
About Joshua Thomas
Joshua Thomas offer mortgage and protection advice to property purchasers and existing homeowners. The company was set up in 2019 by directors Tom Broad and Josh Rewcastle, and since then has helped many happy customers purchase homes, remortgage onto better value deals and protect their loved ones. We have collaborated with multiple new homes sites across Oxfordshire, setting up help to buy for developers, helping customers apply for the scheme and finding suitable mortgage deals for those customers.
Tom has worked in the financial services industry since 2009. He previously worked for NatWest and Connells Mortgage Services division, one of the largest mortgage brokerages nationally. Tom worked as a customer facing broker before going into more senior area management roles.
Josh started his career in finance working for the Nationwide Building Society after graduating from University. Josh passed his mortgage qualifications in 2015, which enabled him to provide professional mortgage and protection advice to clients. Following the Building Society, Josh worked as a broker for Connells; creating a Specialist Area New Homes Adviser role, and becoming one of the firms leading performers nationally.
Rhiannon Hunter joined us after our first year, a tried and tested collaboration having worked together previously. Rhiannon comes with a wealth of experience, specialising in new homes and personal protection. A company partner, and top performer in her previous role. She won numerous awards and has experience managing and developing trainee consultants.
Mortgage broker services
A mortgage is a sum of money borrowed from a bank or building society in order to purchase a property. The money is then paid back to the Lender over fixed period of time together with accrued interest.
There are many different types of mortgages and there will be one out there that best suits your requirements. To make the most of your mortgage, you need to minimise the amount of interest that you pay.
Some of the areas we can help in;
- Impaired Credit
- Small deposit
- Self-employed
- Special buying schemes
- CIS/Contractors
- Ltd Companies
Personal protection
Protection is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death or diagnosis of critical illness of an insured person.
Some of the areas we can help in;
- Life Cover
- Critical Illness Cover
- Income Protection
- Buildings & Contents
- Private Medical Insurance
- Family Income Benefit